More and more people switch to a different health insurance every year and that is a very smart thing to do.
It often yields more if you switch to another health insurance policy than if you stay put. This is because ‘regular customers’ simply continue to pay their monthly rates, while it may be cheaper elsewhere. But what should you pay attention to when you compare health insurance policies? In this article we explain what you should pay attention to and that it is not always about the cheapest price…
How much will you pay monthly?
Especially in these expensive times it is nice if you can save on something. There is a good chance that you will pay less with another health insurance policy than with your current health insurance policy. You can compare health insurance policies at poliswijzer.nl, in order to choose the most favorable one for you. You can reduce your monthly amount in several ways:
- The health insurer offers the insurance at a lower price.
- You increase your deductible, which lowers your monthly costs. Only do this if you can handle a higher bill, otherwise you will get into financial trouble.
- You only stick to basic insurance.
- You are selective in which additional insurance policies you purchase. Take only what you need.
What is reimbursed?
In some cases the monthly rate is not interesting, for example if you are not medically healthy. If you are not medically healthy and you need a lot of medication, it is useful to opt for a health insurance policy that (partly) reimburses this medication. This can ultimately save you a lot of money. It can also be useful to take out certain additional insurance policies in this case. It is important to look at your personal situation before you start comparing health insurance policies.
You can choose at any time whether you only take out basic insurance or whether you also want additional insurance. You can take this at your own discretion. For example, do you only want additional insurance for the dentist? Then you can. Or do you like to have a number of physio treatments in your package, then you can choose how many you want. This is how you create tailor-made health insurance.
There is no such thing as the best health insurance policy, because it is a very personal choice. You can customize every insurance policy, the most important thing is that you feel good about your choice. It is therefore best to compare your health insurance via poliswijzer.nl. And if that also saves you monthly costs, that’s great!