Have you lost the feeling that your car insurance policy is a perfect fit for your needs? Do you perhaps feel overinsured and pay too much for the cover you don’t actually need? Then it’s time to take a critical look at your current auto insurance policy and consider switching to a more appropriate option. It’s understandable that you want to ensure your financial security, but it’s just as important not to spend money unnecessarily on coverage you don’t use. In this article, we’ll help you take the right steps to tailor your auto insurance policy to your specific needs, so you have just the right level of protection without unnecessary costs.
Don’t insure more than you need
If you are going to insure your car, you can choose from several options. If you own an old car, it is often wise not to opt for an all-risk car insurance policy. An all-risk insurance offers extensive coverage, including damage to your own vehicle. However, with an older car, the current value can often be lower and the repair costs may not outweigh the premium you pay for an all-risk insurance. Instead, you should consider opting for a more appropriate and affordable option, such as third-party insurance or limited hull insurance. This still protects you from liability for damage to others, but you don’t have to pay unnecessarily for coverage that you may not need for an older car. That way you save costs. You can use this money to take out an interesting addition to your insurance policy: you can take out roadside assistance.
Choose roadside assistance
If you own an older car, it may be wise to opt for roadside assistance insurance. Older cars are generally more likely to have mechanical problems or breakdowns along the way. With roadside assistance insurance, you are assured of professional assistance in the event of a breakdown, wherever you are. Whether it concerns an empty battery, a flat tire or an engine failure, you can count on fast and reliable assistance. This insurance offers peace of mind and security, so that you can hit the road with peace of mind, knowing that you will be helped quickly and efficiently in the event of a breakdown. It’s a worthwhile investment that ensures you don’t get stranded and can quickly enjoy your ride again, even with an older car.
Take out your insurance right away?
If you would like to switch to a more suitable insurance policy, you can go to the Univé site. Here you can view all options at your leisure. Once you have found the right basic insurance for your car, you can immediately add roadside assistance. With a few clicks of the mouse you can apply for your policy. You then pay a fixed amount per month and in return you can always hit the road with a good feeling. Arrange it today!